https://kbem-od.streamguys1.com/kbem/20220110082457-TMSAAFEJan10RAW.mp3   Don Fulton is an Accredited Financial Counselor® (AFC®), Certified Retirement Counselor® (CRC®), and Financial Fitness Coach® (FFC®) with over 15 years of financial experience including employee assistance program, retirement benefit services, and economically vulnerable non-profit settings.   He outlines some tips for setting a personal budget and ways to keep on track in...Read More